Refund policy
Refund Policy
At Lumani, operated by MV ECOM LLC, we sell digital eBooks in English delivered electronically. Because our products are digital, non-tangible, and made available immediately after payment approval, this Refund Policy is designed to be clear, fair, and transparent before purchase.
Please read this policy carefully before placing an order.
1. Nature of Our Products
All products sold on this website are digital products. No physical items are shipped.
After a successful purchase, customers may receive access to their product through one or more of the following methods:
a download link displayed on the order confirmation page;
a confirmation email containing the access or download link;
any other delivery method expressly stated on the product page or checkout.
By placing an order, you understand and agree that the product is delivered digitally and may be made available immediately after payment is approved.
2. All Sales of Digital Products Are Generally Final
Due to the instant-access nature of digital content, all sales are generally final once the order is completed and the digital product has been delivered, accessed, downloaded, or made available to the customer, except where a refund is required by applicable law or expressly allowed under this policy.
This policy exists because digital products cannot be “returned” in the same way as physical goods, and once access is granted, the content may be retained, copied, or consumed.
3. Customer Acknowledgment Before Purchase
By purchasing from Lumani, you acknowledge and agree that:
you are buying a digital eBook and not a physical product;
delivery occurs electronically, not by postal mail;
access may be provided immediately after payment approval;
you are responsible for entering a valid email address and reviewing the product description before purchase;
once the digital product is delivered or made available, your order may become non-refundable, subject to this policy and any mandatory legal rights.
4. Situations in Which a Refund May Be Considered
Although digital product sales are generally final, we may review and approve a refund in the following limited circumstances:
4.1 Duplicate Purchase
If you were charged more than once for the same product in the same transaction context, we may issue a refund for the duplicate charge after verification.
4.2 Non-Delivery
If your payment was successfully completed but you did not receive access to your digital product, we will first attempt to resolve the issue by re-sending the delivery email or providing an alternative access method.
A refund may be considered only if:
payment was completed successfully;
no download or access was successfully provided;
you contacted us within a reasonable time;
we were unable to provide the purchased product after reasonable support efforts.
4.3 Defective or Corrupted File
If the delivered file is materially defective, corrupted, or unusable in a way that prevents normal access, we may, at our discretion:
replace the file;
provide a new download method; or
issue a refund if the issue cannot be resolved.
4.4 Wrong Product Delivered
If you received a file materially different from the product purchased, we may provide the correct product or, if appropriate, issue a refund.
4.5 Unauthorized or Fraudulent Transaction
If you believe your card or payment method was used without authorization, contact us immediately at contact@lumani-help.click
. We may request supporting information and coordinate with the payment processor as appropriate.
5. Situations That Are Not Eligible for Refunds
To the fullest extent permitted by law, refunds will generally not be issued for:
change of mind after purchase;
accidental purchases made by the customer;
failure to read the product description before purchase;
dissatisfaction based on personal preference, opinion, or expected outcome;
inability to use the product due to lack of software, device compatibility, or internet access not caused by us;
failure to download or save the product after successful delivery;
orders where the customer received access to the digital file and later decided not to use it;
purchases made for the wrong reason, by mistake, or without reviewing that the content is in English;
requests made after substantial time has passed and the product was already delivered or accessed.
6. Refund Request Procedure
To request support or a refund review, contact us at:
Email: contact@lumani-help.click
Phone: +(1) 323 554 0823
Please include:
your full name;
the email address used at checkout;
order number;
date of purchase;
description of the issue;
screenshots or evidence, if applicable.
We may request additional information reasonably necessary to verify your claim.
7. Review Timeline
We aim to review refund-related requests within 1–2 business days, although some cases may require additional time if verification is needed.
If a refund is approved, it will usually be returned to the original payment method. Processing times after approval may vary depending on your bank, card issuer, or payment provider.
8. Chargebacks and Payment Disputes
Before initiating a chargeback or payment dispute, we strongly encourage customers to contact us first so we can resolve the issue quickly and fairly.
If a chargeback is initiated after a product has been delivered, accessed, or made available, we reserve the right to submit relevant evidence to the payment processor, card network, bank, or dispute platform, including but not limited to:
proof of purchase;
access or download availability records;
delivery confirmation records;
communications with the customer;
screenshots of the product description, checkout flow, and this Refund Policy.
If a chargeback is filed, any direct refund request may be suspended while the matter is under review to avoid duplicate reimbursement.
9. Abuse Prevention
We reserve the right to deny refund requests that appear abusive, fraudulent, repetitive, or inconsistent with this policy, including attempts to obtain both the digital product and a refund without valid grounds.
10. Legal Rights
Nothing in this Refund Policy limits any non-waivable rights you may have under applicable consumer protection laws. If local law requires a refund or remedy in circumstances not listed here, we will comply with applicable legal obligations.
11. Contact
If you have questions about this Refund Policy, please contact:
Lumani
Operated by MV ECOM LLC
30 N GOULD ST STE R
SHERIDAN, WY 82801
United States
Email: contact@lumani-help.click
Phone: +(1) 323 554 0823
Website: lumani-help.click